One of my BIL don’t believe in using credit card. Maybe, he is scare that he could not control himself and overspend. One must have discipline and self-control to hold a few Credit Cards. I have a few of them, never overspend before. I make sure I have sufficient cash in my bank account to pay for my expenses when the bill comes. My main purpose of using credit card is to collect the reward points and get cash back rewards when spending. Rather than pay cash and you get nothing in return right? If you need to find out what kinda credit card that suits you spending style, check out CreditCardSearchEngine.com, one of the Internet’s longest running sites for online credit card comparison.
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