In my culture, if you don’t get any term life insurance quote and purchase them, your family need not worry so much about burying you when you are dead.
Friends and relatives that come to visit will surely give some cash. That cash will be used for the funeral. From the coffin, the tent to the kuaci, peanuts, mineral water, porridge, nyonya kuih and noodles that is being served to those who came. If you have rich friends and relatives, your grave will also be sponsored by them.
If you have death the family, be sure to guard the “Milo tin” (that’s where we normally keep the cash) with your life! I heard many occasion, the cash in there will go missing. Too many people come and not all are there to give but to take. 
Stumble it!
