It looks like I am not the only one declaring this year of the dragon to be a frugal year. My reasons for being more frugal this year is because there will be another addition to our family soon. Meaning more mouth to feed, more body to cloth and more books to buy. Talking about books, am actually looking at ereader reviews to see whether it can help me save more money than buying the physical books.
Apart from that, hubby plans to do a complete upgrade to his CC which will cost him at least 15k. Well, we need money to make more money. The business has been running for 5 years and it is high time we do some upgrading before the customers hop over to newer CC.
With the additional family member soon and the ruling that requires all passenger in the car to wear seat belt, we have to get an 8 seater vehicle sooner or later. We need to save for that too.
And we also plan to homeschool our children by 2013 which means we need USD! Time to save my Paypal money; no more buying things online. Hmm…maybe one more batch of cloth diapers. 
And my children are growing up FAST! They eat more now. Less eating out then. 
Stumble it!
it is not easy but God will provide…Trust in Him
let me know if you need me to tolong get material books from here ok?